A city infrastructure loan program is managed in the US by the US Department of Housing and Urban Development?. In Canada the Federation of Canadian Municipalities, which speaks among others for Canadian Big City Mayors? administers a federally-run City Infrastructure Fund.

A City Signal Infrastructure Loan program was proposed to the above agencies by the Civic Efficiency Group in early 2005. This would form a Civic Efficiency Collaborative to work towards more transparent municipalities and integrate continuous municipal performance audit with conventional municipal performance audit and a seven-step program to move management accounting for cities towards full cost accounting by 2012, everywhere in North America. This was proposed as the most cost-effective place to start any city infrastructure loan program, since, "the patient can't tell you where they hurt until they HAVE a nervous system that works."